Protecting your future means protecting the people and lifestyle you care about most. Personal Protection insurance provides financial security for you and your family if the unexpected happens — whether that’s death, serious illness, or loss of income.
Financial security for your loved ones when it matters most. Life Insurance provides peace of mind that your loved ones will be financially protected if you pass away during the term of your policy. It pays out a lump sum or regular income to your chosen beneficiaries, helping them maintain stability and meet financial commitments such as mortgage payments, living costs, or education expenses. You can tailor your policy to suit your needs, whether you want level term cover for consistent protection, decreasing term cover to match a repayment mortgage, or whole of life cover for lifelong security. Life Insurance ensures that, even in your absence, your family can focus on what matters most, rebuilding their lives without financial worry. Give your family the financial security they deserve with tailored Life Insurance.
Protect your finances if serious illness changes your life. Critical Illness Cover provides a tax-free lump sum if you’re diagnosed with a specified serious illness, such as cancer, heart attack, or stroke. This payment can help you focus on recovery, not on money worries, by covering expenses like mortgage payments, medical costs, or adapting your home or lifestyle. Unlike life insurance, this cover pays out while you’re still alive, giving you the financial breathing room to take time off work and get the treatment or care you need. You can also choose to combine Critical Illness Cover with a Life Insurance policy for comprehensive protection against both life-threatening and life-changing events. Secure peace of mind and focus on recovery with Critical Illness Cover.
Replace your income if illness or injury stops you working. Income Protection is designed to pay you a regular monthly income if you’re unable to work due to illness or injury. It helps cover your essential living costs such as rent or mortgage payments, bills, and everyday expenses until you’re well enough to return to work or your policy ends. Unlike short-term solutions, comprehensive Income Protection can provide ongoing support, giving you long-term financial stability and independence. You can tailor the benefit amount, waiting period, and length of cover to match your personal circumstances and lifestyle. With Income Protection, you can focus on your recovery without worrying about lost earnings. Protect your income and your peace of mind with an Income Protection policy.
Short-term financial support when you need it most. Accident & Sickness Cover provides short-term income if you’re unable to work due to an accident or illness. It’s designed to offer quick, temporary financial relief, typically paying a monthly benefit so you can keep up with your regular outgoings while you recover. This type of cover is ideal for those who may not need or qualify for full Income Protection but still want reassurance that they’ll have some financial support if the unexpected happens. By providing a safety net for short-term setbacks, Accident & Sickness Cover helps you stay financially stable while you get back on your feet. Stay protected against life’s unexpected twists with Accident & Sickness Cover.
Our team searches an extensive panel of the UK’s largest and most trusted insurers, taking the time to carefully compare policies, features, and benefits to ensure each client receives the most appropriate protection tailored to their individual circumstances and needs.
By speaking to one our advisers you’ll be covered by the Financial Services Compensation Scheme.
The advice we give our clients is completely free of charge. We never charge a penny for the services we offer.
We arrange for all policies we set up to be placed in trust, ensuring our clients receive the full benefit of tax-free claims.
